Renters Insurance

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“In light of the Coronavirus, First American is working hard to insure that we take care of our customers. We have all our customer support employees working remotely at this time so hold times may be longer than expected. We recommend using our call back feature whenever possible. Thank you for your patience and understanding.”

Renters Direct Protection offers renters insurance that provides you with comprehensive protection, security, and peace of mind in times of need.

As a renter, you are responsible for damage to the inside of your home and your personal property. If a fire consumes your home and you do not have renters insurance, you will lose everything, plus you will have to replace your personal property with your own money.

Renters insurance provides an affordable way to protect the things that matter most in your home.

Options include:

Coverage for your personal property up to $25,000
Liability coverage up to $100,000 for negligence
Low deductibles and payment plans to suit all of your financial needs

Personal property in your rental home includes:

Furniture
Televisions
Game systems (Xbox, PlayStation, Wii, etc…)
Clothing
Appliances

These items are not covered by your landlord’s insurance.

Identity theft is the most frequently committed white-collar crime in the country. One in six US citizens can expect to be victimized this year.

Identity Fraud Expense Coverage now available through First American Property and Casualty Insurance Company. This endorsement provides up to $15,000 of coverage for your expenses directly resulting from an identity fraud discovered or known during the policy period.

Such expenses include:

costs for notarizing fraud affidavits or similar documents attesting to fraud;
costs for certified mail to law-enforcement agencies, financial institutions and credit agencies;
lost income — up to a maximum of $200 a day and total payments not to exceed $5,000 — from time taken off from work to meet with law-enforcement personnel or credit agencies;
fees for reapplying for a loan when the application is rejected solely because of incorrect credit information received by the lender; and
reasonable attorney's fees to defend the insured against lawsuits and remove criminal or civil judgments.

Coverage is available to you for a $25 annual premium charge per “named insured”.

Protect yourself by purchasing Identity Fraud Expense Coverage today.

If you would like to purchase Identity Fraud Expense Coverage or for more information, please contact our Customer Service department toll-free at 888.922.5343.

Why renters insurance?

The landlords's insurance only covers the building, but your personal property is not covered.

Why insure my stuff?
I don't have expensive items.

Furniture, television, appliances, and clothing are personal property owned by renters. If you have a loss, how would you replace your property?

Why Liability Insurance?

You are responsible for any damage you do to your apartment and you are also liable for anyone that is injured as a result of your negligence.