Renters Insurance

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“In light of the Coronavirus, First American is working hard to insure that we take care of our customers. We have all our customer support employees working remotely at this time so hold times may be longer than expected. We recommend using our call back feature whenever possible. Thank you for your patience and understanding.”

Renters Direct Protection offers renters insurance that provides you with comprehensive protection, security, and peace of mind in times of need.

As a renter, you are responsible for damage to the inside of your home and your personal property. If a fire consumes your home and you do not have renters insurance, you will lose everything, plus you will have to replace your personal property with your own money.

Renters insurance provides an affordable way to protect the things that matter most in your home.

Options include:

  • Coverage for your personal property up to $25,000
  • Liability coverage up to $100,000 for negligence
  • Low deductibles and payment plans to suit all of your financial needs

Personal property in your rental home includes:

  • Furniture
  • Televisions
  • Game systems (Xbox, PlayStation, Wii, etc…)
  • Clothing
  • Appliances

These items are not covered by your landlord’s insurance.

Why renters insurance?
The landlords's insurance only covers the building, but your personal property is not covered.
Why insure my stuff?
I don't have expensive items.
Furniture, television, appliances, and clothing are personal property owned by renters. If you have a loss, how would you replace your property?
Why Liability Insurance?
You are responsible for any damage you do to your apartment and you are also liable for anyone that is injured as a result of your negligence.